Website answers questions about Obamacare
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News from the Montana Commissioner of Securities and Insurance
HELENA – Montana Insurance Commissioner Monica J. Lindeen recently launched a new website where Montanans can ask questions and find answers about the complicated, new federal health reform law, known as Obamacare.
“Love it or hate it, Obamacare is the law, and Montanans have a lot of questions,” Lindeen said. “I didn’t write the law, but as Montana’s insurance commissioner, I want to make sure all Montanans have the information they need to make the best decisions they can for themselves, their families and their small businesses.”
The website – www.montanahealthanswers.com – explains important insurance terms, offers Montana-specific information, and explains the biggest changes that will come to the health insurance market. It explains new consumer protections and details the federal tax credits and subsidies that will go into effect to help Montanans afford health care coverage in 2014. The site also explains the controversial “individual mandate” and how that will affect Montanans.
Some of the changes under Obamacare – formally known as the Affordable Care Act – have already gone into effect. The most sweeping changes begin next year, when insurance companies can no longer deny coverage to Montanans. On Oct. 1, the federal government will unveil the Health Insurance Marketplace for Montana – an online insurance store where policies sold by different private, companies can be compared side-by-side and purchased directly. The Marketplace is also the only place where Montanans can obtain federal tax credits to help lower their monthly insurance premiums or obtain other discounts.
